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Life insurance without a medical is available for most people. This means that you'll be able to take out a policy without needing to complete a medical exam/report or health checks, though you will be asked medical questions related to your health which you must answer fully and truthfully. Whether or not you're eligible will depend on circumstances relating to your health, lifestyle and your family's medical history. The exception to this is specific Over 50s Life Insurance products which do not require any detailed medical information.
*£10 per month Life Insurance quoted rates are based on level term life cover for non-smokers and are subject to individual status and medical underwriting. Correct as of 1st February 2022.
£345,117 over 20 years - 30 year old born in 1992 (AIG)
£225,197 over 20 years - 35 years old born in 1987 (Aviva)
£166,478 over 15 years - 40 year old born in 1982 (AIG)
£104,303 over 15 years - 45 year old born in 1977 (Aviva)
£74,806 over 10 years - 50 year old born in 1972 (Aviva)
£42,449 over 10 years - 55 year old born in 1967 (Aviva)
£23,379 over 10 years - 60 year old born in 1962 (AIG)
£14,016 over 10 years - 65 year old born in 1957 (Aviva)
£8,524 over 10 years – 70 year old born in 1952 (Aviva)
*£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers and are subject to individual status and medical underwriting. Correct as of 1st February 2022.
£120,783 over 20 years - 30 year old born in 1992 (Aviva)
£82,631 over 20 years - 35 years old born in 1987 (Aviva)
£54,221 over 15 years - 40 year old born in 1982 (Aviva)
£39,277 over 15 years - 45 year old born in 1977 (Aviva)
£26,671 over 10 years - 50 year old born in 1972 (Aviva)
£18,606 over 10 years - 55 year old born in 1967 (Aviva)
£11,643 over 10 years - 60 year old born in 1962 (Aviva)
£7,005 over 10 years - 65 year old born in 1957 (Aviva)
£4,260 over 10 years - 70 year old born in 1952 (Aviva)
